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Activate SpendWell Card and Create MySpendWell Account Online

Published On : May 29, 2022 by: Miti Sharma/Category(s) : Banking & Finance

If you are looking for queries related to MySpendWell then you are at the right place. This article will cover every detail about that so that it will be easier for you to proceed further with MySpendWell. If you create an account with MySpendWell, then there numerous benefits that you will be offered. With more incentives and fewer fees, spendwell helps you stretch your dollar further. Every Spendwell account comes with a slew of complimentary features and services. It includes early direct deposit, online bill pay, adding cash at Dollar general, 24/7 customer service, and sending money to other Myspendwell account holders. You can download the application easily from your app store and start using the application. Let’s see how you can create an account and activate MySpendWell card.

Table of Contents

How to create a MySpendWell account?

There are two debit cards offered by the MySpendWell account, Spendwell cash back, and another one is Spenwell no monthly fee. Each debit card has its own set of features and advantages. As, the Spendwell cashback includes, Earn an unlimited 1% cash back2 on every purchase you make with your card. Rewards are credited to your account and can be used on future Dollar General purchases. Direct Deposit also turns down the $5 monthly cost. On the other hand, for Spenwell no monthly fee, With no monthly usage or purchase transaction fees, you can get the most out of your money. With safety features and budgeting options, you can stretch your dollar further. Follow these super-simple steps-

Purchase a spendwellTM Visa Debit Card at a Dollar General store near you, use your spendwell temporary card right away, and then register at myspendwell.com/go to gain access to all of the account’s perks and features; or
Register for a Spendwell account at myspendwell.com.

Following your online registration, a personalized debit card will be mailed to the address you specified.

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Activate MySpendWell Card Online

Consumers who have ordered or received a MySpendwell Visa card in the mail must complete the activation process before using it. The processes to activate your card are simple, requiring users to register their card and log in to the Myspendwell website.

Follow these procedures if you bought your card at a Dollar General store-

Activate your card at SpendWell Activation Page.
To begin, use the Get Started button.
To register your card, click the black Register your card icon.

You must have the following three items before creating an account-

You must be at least 18 years old to participate.
Give your social security number.
You must have a working email address.

The next step is to click the black Next button if you meet these requirements-

Enter your credit card number and CVV code.
Fill in your personal information.
Before submitting, double-check your information.

Your account should be set up at myspendwell.com/go activate the card once you’ve completed the above steps. The next step is to log into your account so that your funds can be permanently transferred to this account. When you successfully log in to your account, your card is activated.

Is it possible for you to have many Spendwell accounts?

Yes, you are allowed to have multiple Spendwell accounts. There are restrictions. Details can be found in the spendwellTM Cash Back Bank Account Deposit Account Agreement as well as the spendwellTM No Monthly Fee Bank Account Deposit Account Agreement.

MySpendWell Temporary virtual debit card

What is a temporary virtual debit card?

They have made it simple for you to get started with your spendwell Bank Account right away! While you wait for your unique spendwell debit card to arrive in the mail, a virtual temporary debit card will be made available after successful registration and email verification. Once you’ve added funds to your spendwell account, go to myspendwell.com to get your virtual temporary debit card number, CVV code, and expiration date, which you may use for online and in-store transactions once you’ve added the spendwell temporary debit card to your digital wallet.

What is the procedure for using the virtual temporary debit card?

To use your virtual temporary debit card, you must first fill out your account. Once you’ve deposited funds into your account, you can use your virtual temporary debit card for online and in-store transactions while waiting for your personalized spendwell debit card to arrive.

To get your virtual temporary card number, CVV code, and expiration date, log into your Spendwell account. Because your temporary virtual debit card number will be deactivated once you activate your personalized spendwell debit card, do not use it for recurring purchases like memberships or subscriptions.

When you activate your customized Spendwell debit card, what happens to your virtual temporary debit card?

After you complete enrollment, you should receive your unique spendwell debit card in the mail within 7-10 business days. Your virtual temporary debit card will be canceled once you activate your customized debit card, and you will be able to access the funds in your spendwell account using your new personalized debit card.

Add money to your MySpendWell account

There are numerous ways to fund your Spendwell account. You can fund your account using any of the methods listed below-

Direct Deposit- is a free service that allows you to get your income or government benefits up to two days faster.
Funds- At Dollar General and thousands of other partner retailers, you can add funds to your account right at the register. Simply give the cashier the dollars you wish to add and use the spendwell Mobile App to generate a barcode on your smartphone, which the cashier may scan or swipe with your spendwell card, and your money will be available in your account. At Dollar General, there is no price for adding money by barcode reload, but there is a $3.95 per transaction fee if you load funds by swiping your card at other locations.
Checking or savings accounts- You can transfer money from an external bank account to your Spendwell account.
Use the spendwell Mobile App on your iPhone or Android device, to easily contribute money from a cheque.
Money Request- You can make a money request to another Spendwell account holder.

Will the money you add to your Spendwell account be available immediately?

The importance is acknowledged of having quick access to your funds. The way money was added to your Spendwell account determines your capacity to access it. Read the option below and you will get to know the meaning of every option given there-

Direct Deposit- You can get your paycheck up to two days before payday* if you choose this option. You have immediate access to your funds after they have been added to your account. Direct deposit may take up to two pay cycles to commence once you enroll.
Money added with cash will be available within minutes.
Checking or savings account- Bank transfers can take up to 3-5 business days if you already have a linked checking or savings account. Depending on your bank’s policies and limits, you may be able to add money to your Spendwell account by initiating a transfer from your checking or savings account to your Spendwell account. Once you’ve initiated the fund’s transfer from your bank account to your spendwell account, please consult your bank for transfer timing information.
Check- If you select Money in Minutes, your funds will often be ready in 3-5 minutes, but it may take up to an hour. There is a charge for this option. For more information, please see the spendwellTM Cash Back Deposit Account Agreement and the spendwellTM No Monthly Fee Deposit Account Agreement.
If you select Money in Days, your funds will be accessible 10 days after you submit your check, providing it is accepted and not returned unpaid within that time frame.
Money Request- The spendwell account holder to whom you have made a money request must accept it. When your request is approved, you will receive an email notification, and funds will be available in your Spendwell account within minutes.

In case the card gets stolen

While you search for your card, you can temporarily freeze it to prevent further transactions, including any automated or recurring payments made from your spendwell account. Please note that after 7 days, your card will automatically unfreeze.

To temporarily freeze your card, follow the procedures below-

Go to your Spendwell account and log in.

Click on the main account on the home screen.

Select the gear symbol by clicking or tapping it.

Choose Freeze Card.

Next to Freeze Your Card, click or tap the button.

Your card has been frozen and you will be redirected to your primary account.

Log in to your Spendwell account if you find your card. Select your primary account from the home screen, then click or tap Unfreeze My Card. To unfreeze your card and return to your primary account, click or tap the green button. Please note that if you do not unfreeze or replace your card after 7 days, it will automatically unfreeze.

If my Spendwell card is lost, stolen, or damaged, how can I replace it?

A replacement card can be requested online-

1. Go to your Spendwell account and log in.

2. Click on the main account on the home screen.

3. Select the gear symbol by clicking or tapping it.

4. Choose Replace Card.

5. Double-check your address. We’ll send your new card to the address we have on file for you.

6. Choose the reason for your replacement card request.

That’s it! That’s enough knowledge for you to get started with your MySpendWell account and manage it well.