How to Activate your OpenSky Credit Card Account (2023)

The OpenSky is an American Secured Visa Credit Card that does not come with a lot of features but is a very powerful credit-building tool as well. Here, when you apply for the card, they do not check for your credit score, instead, they offer you the credit line, depending upon your credit history. If you want to apply for this card then, your age should be either 18 or more than 18 years old. And also you should a legal resident of the United States, to apply for a Credit Card. So, here in this article, we have come up with an amazing guide for you, which will help you out in installing and activating your account in OpenSky Credit Card via

How You Can Activate OpenSky Credit Card via

If you want to activate your OpenSky Credit Card via, then let me tell you that the activation procedure is quite simple. You are only required to follow the basic instructions provided to you to activate your OpenSky Secured Visa Credit Card.

  • First of all, you will have to visit the webpage.
  • Then, you will have to give your Credit Card number in the first field provided to you.
  • Then, next, fill up your first and last name credentials.
  • Next enter the last 4 digits of the SSN in the provided area.
  • Then, in the next field, you will have to provide your card expiry date.
  • And then, you are required to enter the CVC/CVV Number of your card.
  • After that, provide the cardholder’s date of birth, given in the card.
  • And further, select the name of the state from the provided list.
  • Next, enter your zip code on the last field.
  • And finally, you will have to click on the Submit button option for further steps.

Relevant Read: Activate and Login Turbo Prepaid Debit Card [Updated]

What Are The Benefits of OpenSky Credit Card

  • Firstly you will get all the benefits of the Visa Credit Card.
  • Then another on the list is that OpenSky Credit Card comes with a very low annual fee.
  • And also, you can set an email alert, that will act as reminders.

Rates And Fees Structure of OpenSky Secured Visa Credit Card


  • APR for Purchase: After your account gets open, for the first 6 months your intro APR is 0%, and after that, it will become 17.39%.
  • APR for Cash Advances: Your intro APR for the cash advance will remain 17.9%.


  • Annual Fee: For your OpenSky Credit Card, you will have to pay the annual fees of $35.
  • Cash Advance Fee: And for each of your cash advances, you will have to pay 5% of the amount taken or a minimum of 6.
  • Late Payment Fee: For the late payment fees, you will get charged up to $38.

To your interest: How to Activate Serve Prepaid Card (2023 Guide)

How You Can Apply For OpenSky Secured Visa Credit Card

If in case, you do not have the OpenSky Secure Visa Credit Card, then you will have to follow the instructions given below:

  • First of all, you will have to visit the official website of OpenSky, for further process.
  • Then, when you will click on the given link, you will get redirected to the website.
  • And after reaching the website, you will be required to click on the Apply Now option, provided on the top right-hand side.
  • Then, you will have to further select Personal Info. And provide information, also, you will have to provide your address and contact credentials.
  • Getting to the next step, you will have to provide the financial and security information.
  • And after you are done with filling in all the required credentials, just follow the on-screen prompts coming on your way, to complete the application procedure.

Frequently Asked Questions ( FAQs)

How do I activate my open sky card?

Visit and tap the blue MyAccount button located at the top. You will be directed to the online account management log-in page. Enter your details and click Activate Card.

Does OpenSky increase your credit limit?

You will be advised to request all credit increases. In your first year, you can easily increase your credit limit for free up to a maximum of $3,000 by sending in an additional deposit. 

How do I create a pin for my OpenSky card?

You can instantly get an Opensky PIN card number by calling the officials at 800-859-6412. It’s important to know that you don’t need to enter a PIN for everyday purchases. 

How do I add money to my OpenSky card?

Start by signing in to your OpenSky online account. Next, select the “Request Credit Line Increase” option to submit your request. If approved, you will get an approval letter on your email with instructions on how to add security deposit to increase your credit limit.

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