Quick Guide to Activate your Sears MasterCard

Happiness is not in money but in Shopping. And if you enjoy shopping at Sears, consider getting a Sears MasterCard to earn discounts at all Sears Holding Company locations, including Sears Auto Centers, Sears Grand, Sears Hardware, Kmart, and others. Aside from regular discounts, you will receive a slew of bonuses and benefits. Furthermore, having a Sears MasterCard is considered a prized possession due to benefits such as roadside assistance and car rentals. With all of these wonderful benefits associated with your Sears credit card, it is imperative that you activate the card. This article will guide you on how to activate a Sears MasterCard.

It’s not about how much money you make, it’s how you save it! Saving money is said to be an art that not everyone can accomplish. It would be fair to say that just by obtaining a Sears MasterCard, you have half-mastered the art of saving money. After that, you must activate the credit card in order to take full advantage of it. The Sears MasterCard activation process is simple and straightforward. To do so, go to Citibank’s online portal (Sears sold its U.S. retail credit card operation to Citibank in 2003). Citibank has since serviced the MasterCard). Before activating the card, carefully read the cardholder agreement.

Activate your Sears MasterCard

How to Activate a Sears MasterCard in Easy Steps?

You can activate your newly received Sears MasterCard in three ways – 

  • Phone Activation
  • Online activation
  • Mail-In Activation

Let’s take a closer look at each method!

We provide you with all of the information you need to activate your Sears credit card quickly and easily.

1. Activate Sears MasterCard with your Phone: 

This first and foremost step is for you if you are tired of things running absolutely with online methods. Try the phone process to activate your Sears MasterCard. You’ll be relieved to know that Citibank has a customer service department that is available 24 hours a day, seven days a week to answer all of your questions. Contact the official number, which is a toll-free number – 1-800-97-7700 – and thus costs you nothing.

While the activation process, the industry-trained employees might have to verify your information. Please ensure you have all of the relevant documentation on hand, including your Sears MasterCard number, name on the card, date of birth, and social security number. Your card will be ready in minutes after the official staff verifies your identity. You are now prepared to use your new card.

2. Activate Sears MasterCard Online: 

One of the most efficient, simple, and straightforward methods of activating your Sears MasterCard is to go to the official activation page and enter some of your vital information.

  • Visit the official Sears MasterCard activation page.
  • “Let’s get started” by entering your credit card number and clicking the “Continue” button.
  • Following that, enter your name as it appears on the card, the security code, and your social security number (SSN).
  • Select the Verify option.
  • That’s all!

The Sears MasterCard has been activated. Use the credit card to earn discounts at Sears Hometown Stores, Sears Auto Centers, Sears Hardware, Sears Grand, Sears Essentials, Kmart.com, and Sears.com.

3. How to Activate Your Sears Credit Card by Mail or Letter: 

Do you prefer to vibe with old-school processes and procedures? Then preferring to activate your Sears Credit card by writing a mail or letter would be the perfect thing to do. This is although a bit more time-consuming method than the previous two. You must write a letter to the officials containing all of the necessary information, such as your name, date of birth, card number, SSN, and so on.

The Advantages of Having a Sears MasterCard

Cardholders will receive tremendous perks –

  • No Annual Fee: 

Unlike many credit cards from major financial institutions, a Sears credit card allows you to reap all of the benefits without paying an annual fee.

  • Your protection and security: 

You are not liable for Citi Identity Theft or authorized purchases. Yes! You got it right, you can enjoy $0 liability.

  • Earn More Points: 

When you use your MasterCard, you will receive extra points at gas stations, restaurants, and other locations.

  • Options of financing: 

Special financing is available on select categories at Sears and Kmart.

What Is the Importance of your Card Security?

If you just do not want your Sears MasterCard to fall into the wrong hands and become a victim, sign at the back. This will prevent the fraudsters from causing you any harm. Also, keep your eyes peeled when entering your credit card information on various websites. Websites that appear suspicious should be avoided.

What Should You Do If You’re Facing Technical Difficulties?

If you have a technical question, you can always contact professionals at the technical support service number. Aside from the toll-free phone number listed above, there is another technical assistance number you should consider calling the below provided contact supports as per your reference. 

  • 1-800-815-7701 for technical assistance
  • 1-866-357-2484 is for TTY (Telephone Relay Service)
  • Call Collect: 1-800-437-3277 from outside the United States, Puerto Rico, and Canada.

Simply adhere to the above steps provided in the article to activate your Sears MasterCard at ease. Hope this simplified and quick guide helped you to resolve your activation process. Now you are all set to shop with your very own and brand new Sears MasterCard!

Frequently Asked Questions (FAQs)

Q. Is the Sears MasterCard still in effect?

Citibank issues and manages the Sears credit card. Furthermore, if your Sears card is a MasterCard, you can use it at other merchants even if Sears goes out of business. If your account has a balance, you will continually make transactions to Citi as you have done for years.

Q. What happens to the Sears Mastercard if Sears goes out of business?

The account is terminated. However, the card can still be used to make online or in-store purchases from that brand. Your line of credit will be assigned to another retailer by the issuer.

Q. Is there an annual fee for the Sears Mastercard?

As previously stated in the article, there will be no annual fee. Neither of the Sears cards has an annual fee, which is common for similar store cards. This will allow you to keep the card open for a longer period of time.

Q. Is it difficult to obtain a Sears card?

There is no way to get pre-qualified for a Sears Store Card. It is necessary to have at least fair credit, which is a credit score of 640+. Clearly, the Sears card is not that hard to get. 

Q. Can I make a withdrawal from my Sears credit card?

After requesting a PIN from customer service, you can get a Sears credit card cash advance from almost any ATM that accepts Mastercard, both in the United States and abroad. Cash advances with the Sears card, on the other hand, are extremely expensive.

Q. Where else can I put my Sears Mastercard to use?

Sears, Kmart, Sears.com, Sears Essentials, Sears Grand, Sears Hardware, Sears Auto Centers, Sears Hometown Stores, Lands’ End, and landsend.com accept the Sears Card (all members of the Sears Holdings family of companies).

Q. What is the interest rate on a Sears credit card?

The regular APR for both the Sears Mastercard and the Sears Store Card is 25.24 percent (V).

Q. Which bank issues the Sears credit card?

Following the merger with Kmart stores, the retailer now offers two credit cards to its customers: the Sears store card and the Sears MasterCard is issued by Citibank.

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