Target RedCard Credit Card Activation, Login and Reviews of 2023

Have you recently received a Target RedCard? If yes, then welcome to our post to Activate your Target RedCard credit card! Target is one of the most well-known department shops in the United States. It provides clients with a RedCard Credit Card and Debit Card, both of which have numerous features. Customers who pay with the RedCard are entitled to further savings and other unique privileges. TD Bank USA issues the RedCard credit card, whereas Target Corporation issues the RedCard debit card.

Target offers a lot of discounts on their products by using RedCard Credit Card or Debit Card at checkout. The discounts vary from 5% off to 20% off depending upon your shopping history, credit score, etc. You can also enjoy free shipping on all orders over $35 when you shop online or in-store at Target stores across America.

Target has partnered with many popular brands like ApplePay, MasterCard, Visa, American Express, Discover Card, and PayPal for online payments through debit cards or credit cards issued by them only at Target stores across America which makes it easy for customers to pay for their purchases online without entering any payment details every time they shop online for some new items from Target store inventory list which includes clothing items like tops, bottoms & leggings as well as footwear items like flip flops & sandals

Know All About Target RedCard Credit Card:

At Target, there are always many ways to make things easier for you. That’s why a new line of RedCards is launched offering you the best in credit and debit cards.

RedCards provide you with all the benefits of a standard debit or credit card, but with more perks than ever before. With your new RedCards, you can enjoy exclusive discounts on everything from groceries and home goods to electronics and more. Plus, you’ll have access to exclusive perks like free shipping on top of your purchase amount! With Target RedCards, you get more bang for your buck—whether it’s at the store or online!

Also Read: Activate Macy’s Credit Card

Target RedCard Credit Card Fees and Charges

  • RedCard has no annual charge and helps consumers save money by providing additional discounts, special deals, and offers.
  • If payment is not received by the due date, a 22.90 percent annual percentage rate (APR) will be charged.
  • Customers will have 25 days to settle their RedCard bill following each billing cycle.
  • Late payments are subject to a $40 penalty, and returned payments are subject to a $29 penalty.
  • The minimum rate of interest will be $1.

Target RedCard Credit Card Features and Benefits:

  • Purchases of qualified items will receive an additional 5% discount. Select categories, such as optical items such as glasses and contact lenses, some items at the pharmacy counter, gift cards, and alcohol purchases in Indiana, will not be eligible for discounts.
  • After the regular return period, customers will be given an additional 30 days to return qualifying products. Target Optical purchases, non-returnable items, and contract mobile phones will not be eligible for the extended return window.
  • Consumers will receive free shipping and a 2-day shipping option at their location.
  • Based on their buying history, eligible consumers will receive some special extra incentives.
  • Customers who apply for a new RedCard for the first time will receive a $40 discount.
  • You can link your Redcard debit card to your bank account and withdraw up to $40 cash at the checkout.

Managing your RedCard Credit Card

In case you already own a Target Credit Card, you may smoothly handle it after logging in to the official website. Users can use the methods below to access the Manage My RedCard portal.

Customers can modify their preferences:

  • Set your RedCard PIN 
  • You can get alert preferences
  • Online payment of credit card bills
  • Ask for a paperless online card statement, among other things.

Please follow the procedures below to access and manage your Target Red Card account.

Login to your Target Credit Card:

Go to the official webpage.

To begin, go to and access the official Target store website. To reach the official website homepage, click the above link.

Visit the RedCard website.

Click the RedCard link in the top menu of the official website. On the next screen, a new RedCard-specific portal will appear.

Log in to the Manage My RedCard page.

A Manage My RedCard link will now appear in the top right corner. To access the login page, click the link.

Access the Manage My RedCard website.

To log in, you must first enter your Username and Password. Then, press the Login button. You’ll be taken to your account page, where you can manage your RedCard and make online bill payments.

Trending: Activate Walmart Capital One Rewards Card

Steps to Apply for Target RedCard and Activate it:

In case you’re a new customer and haven’t yet registered for a RedCard, you can do so using one of the two options listed below.

  • Online application
  • Postal Application (through Mail)
  1. Online Application:
  • Go to to learn more about Target RedCard.
  • On this page, click the Apply for Credit link.
  • Complete the online application form by entering your personal and residential information, then click the Save & Continue option.
  • You’ll have to validate your identity and income information in the next stage. After the verification, click the Save & Continue option.
  • Lastly, you are ready to create a Credit Card PIN.
  1. Postal Application (through Mail)
  • The user can submit an application form by mail also. You’ll need an application form to fill out all of the necessary details. The application form can be downloaded easily.
  • Print this application form after downloading it and fill in all essential information. After that, send it to the address listed below.

Target Card Services

ATTN: Credit Department

P.O. Box 5329

Sioux Falls, SD 57117-5329

Activate your RedCard: After getting your RedCard, go to Manage My RedCard and activate it. If you are a first-time visitor, you must first register.

Review of Target RedCard Credit Cards of 2023:

WalletHub has gathered information about the Target Credit Card to help consumers better compare cards. The banking institution did not disclose any additional information.

Accepted credit scores, according to 951 reviews, include Excellent Credit, Good Credit, and Fair Credit. Purchases have a 23.15 percent APR with no annual charge (V). Target Credit Card Review has a 5.0 out of 5 rating.

The Target Credit Card is a wonderful credit card for anyone with solid credit who purchases at Target on a regular basis. The Target RedCard gives you a 5% discount on all Target purchases, including Starbucks purchases made within Target stores.

Highlights of the Target Credit Card Review:

  • Most Target purchases will save you 5%.
  • Don’t be concerned about annual fees.
  • Returns are extended by 30 days.
  • offers free shipping.
  • Even “fair” credit will suffice.

To pay bills on your Target Credit Card, follow these steps:

Making a payment on your Target Credit Card is as simple as going online or calling (888) 755-5856. You can also pay in person at a Target location or by mail.

Online: Click “Pay Now” after logging into your Target account on the page.

On the telephone: To make a payment, call (888) 755-5856 and follow the directions, or ask to speak with a Target guest services person.

In a Target shop: Specifically, you can also pay with your credit card at any Target location. Bring your billing statement or Target Credit Card to the Guest Service Counter so the attendant can search up your account number.

By mail: Send a check and your payment coupon if you wish to pay your Target Credit Card by mail. Simply access to:

Target Card Services

P.O. Box 660170

Dallas, TX 75266-0170

Take into account that mail-in payments take the longest to process. Always send your payments at least 5-7 days before your due date to prevent being late.

RedCard customer service:

Please contact RedCard Guest Services at 1-800-424-6888 if you have any questions or concerns about your Target Mastercard or Credit Card. To use the automated hotline, you must provide your 16-digit credit card number.

You can reach us at 1-888-729-7331 if you use a debit card. You can use this automated helpline to get bank details, report a lost or stolen card, verify recent transactions, and so forth.

Also Read: Home Depot Credit Card

How can you change your password and username?

If you forget your Target RedCard account Username or Password, follow the instructions below to reset it online.

Go to to access the Target Manage My RedCard login page.

Just below the login box, click the Forgot username or password link.

You will get two choices:

  • Forgotten your username
  • Forgotten Password

Forgot Password: You’ll be taken straight to the username reset page. A page similar to the one below will appear.

Select the Submit button after entering your email address in the provided field. You will receive an email with instructions on how to regain your username. You can also use your RedCard information to restore your username.

Simply click the link below the forgot username form that says “Get username with card info.”

Tap the Begin Forgot username link after entering your card number.

Forgot Password: Click the Forgot Password link after choosing the Forgot Username or Password link. On the screen, a new password reset form will display.

Select the Submit button after entering your login and email address in the fields provided. You’ll get an email with information on how to change your password and reset your old one.

So, that was all in our post and we hope you liked it!

Leave a Reply

Your email address will not be published. Required fields are marked *