Apply At Top Mortgage Lender: New American Funding

New American Funding, including some of the country’s top mortgage lenders, is committed to assisting individuals and families in improving their quality of life through property ownership. They are a direct lender, seller, and servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, and despite having hundreds of workers, they treat everyone like family.

Their objective at New American Funding is to give homeowners and potential homeowners a range of home financing solutions at affordable rates, therefore enhancing their standard of living and achieving the American Dream.

Significant Features About New American Funding  


They have their customers’ and colleagues’ confidence because they have gained it. They hold themselves to the rigorous quality and strive to meet them in every situation. Transparency is important for them in every transaction and in all of their activities.


They prioritize people. They are in a position to contribute, so they established Offering a Helping Hand, the volunteer initiative, to assist employees in becoming more active in the community. They desire to see others flourish, therefore they aid organizations such as Big Brothers Big Sisters, Mercy House, Toys for Tots, and the World Wildlife Fund.


New American Funding is a technology-driven firm that is always innovating. They believe in continuous innovations so that they can provide productivity, cost savings, and a great experience to both customers and colleagues.


They believe that the various viewpoints that this location offers are what make it so special. They have internal efforts that bring mortgage education to underrepresented communities and try to address barriers to home loan approval. They want to see people from all walks of life represented in the workforce and as homeowners across the United States.

The Application Process For New American Funding

The application can be completed over the phone, via email, or online. Documents may be easily submitted, and an electronic signing option is also available. The typical application processing time is less than 30 days, and there is no fee for an interest-rate lock, according to New American Funding. If you’re looking for pre-qualification, you can do it online by contacting a customer service representative before receiving a verification letter.

For advice and direction, the organization employs English and Spanish-speaking agents. From 7 a.m. to 7 p.m. Pacific Standard Time, the New American Funding helpdesk is open.

Here are the steps on how you can apply at New American Funding. There are five basic steps to the application procedure-

  • The applicant gives information about income, expenses, assets, and credit at the pre-approval stage. After that, a loan officer evaluates whether or not an applicant is eligible for a specified loan amount.
  • The loan seeker receives an official offer that includes information on the down payment, loan amount, purchase price, deposit, and terms.
  • After that, the borrower makes a deposit.
  • The application is subsequently given to an underwriter, who evaluates the paperwork and approves it.
  • The money is then wired by New American Funding.

Create A Account To Pay Your Mortgage Online

  • Go to the New American Funding website and tap on ‘’MY PORTAL’’ which you will find on the top of the web page.
  • Choose the option ‘’MY LOAN’’ from the drop-down menu there.
  • LOGIN can be found in either the upper right corner or in the center of the website.
  • There is a box labeled ‘’Are You a New User’’? Tap on ‘’Register’’. This option is underneath the login box. 
  • Fill in the following information for your login- create a username and password for yourself and Confirm your password by entering it again.
  • Fill in the following personal information- Number of the loan and Nickname, Social Security number, contact information, and Confirm your email address and social security number.
  • Select three verification questions to answer and then enter their answers. 
  • Tap ‘’Submit’’ once everything is done. 

To make a new American Funding mortgage payment online-  log in to your account 

  • Click on the option ‘’log in’’ on the New America Funding My Loan website.
  • To log in, go to the login box and enter your username and password.
  • LOGIN is a red button that you need to click.
  • You may now make one-time payments or set up automatic payments using your online account.

How can you make a One-Time Payment?

  • Log in to your account and select the Payments tab from the navigation bar.
  • Select the One-Time Payment option from the drop-down menu.
  • Choose NEXT after selecting the right information for the posting timeframe deadline.
  • Fill in the payment date and total.
  • When you’re finished, choose CALCULATE TOTAL WITHDRAWN to double-check the amount you wish to put toward your debt.
  • Choose NEXT after entering your bank account information.
  • Examine your payment information, then choose to MAKE A PAYMENT from the confirmation window.

How to Set Up Automatic Monthly Payments?

  • Choose Payments from the drop-down box, then choose Schedule Reoccuring Draft Payment.
  • Review and confirm that you have read the Monthly Automatic Payments Terms of Service. Select the I AGREE box and click CONTINUE if you agree to the conditions.
  • Choose the DRAFT DAY for the payment to be drafted on. If you choose, you may also make an ADDITIONAL PRINCIPAL payment. Select NEXT.
  • Examine the data you’ve provided. Using the PREVIOUS button, you may go back and alter information. Select the confirmation box and click SUBMIT after all of the information is correct.

Frequently Asked Questions (F.A.Qs) On New American Funding

  • Is it possible for me to view my payment history line?

You can do so by logging into your Customer Care Net account first. Then pick My Loan/Loan Activity from the drop-down menu.

  • What to do when I forget my password?

You will be able to log in on the password entry page if you remember your user ID but not your password. Simply provide your user ID in the user ID box, but leave the password field blank. Answer one of the verification questions you chose during the registration process by clicking the Forgot your Password link. After you’ve entered the right answer, you’ll be asked to create a new password. Choose Forgot User Name and enter your loan number and social security number if you don’t recall your user ID.  Now submit your form by tapping on the ‘’Submit’’ option. You’ll be sent back to the login screen, where your user ID will appear.

  • Do you make payments on Saturdays and Sundays? What happens if my grace period expires on a weekend?

Except for government holidays, payments are made Monday through Friday. Your grace period will be extended until the end of the next business day if it expires on a Saturday or Sunday. It’s important to understand that partial payments aren’t credited to your loan. They’re put into a different account. The monies in the separate account are allocated to your loan after the remainder of the partial payment is made.

  • What is the procedure for terminating my one-time payment?

It is considered a pending payment whenever you submit payment but before it is processed. Only if an online payment is still outstanding may you cancel it. Log in to Customer Care Net, select Payments/Make One-Time Payment, review any outstanding payments, pick the one or ones you want to delete, and then click Delete Payment.

  • Is it necessary for me to make a monthly payment if I’m paying off my loan?

You are correct. There are various reasons why you would want to put off repaying your debt. If you make your monthly payments on time, you will protect your credit rating, as any late payments will have a negative influence on your credit score.

Also Read: How To Apply For Veterans United Mortgage

  • What Should I Do If My New American Funding Mortgage Payment Is Late?

It’s best to avoid making a late New American Funding Mortgage payment as much as possible, but accidents sometimes happen. While you don’t want to be too harsh on yourself if this happens, you should think about the implications. For example, if you don’t make your payments on time, your credit score may suffer.

Furthermore please remember that a missed New American Funding Mortgage payment might stay on your credit record for up to seven years, lowering your credit score. The following are three tried-and-true methods for getting late mortgage payment information removed from your credit report.

  1. Make a request to New American Funding Mortgage

Call your lender straight away and inform them that your payment was received after the deadline has passed. It’s critical to confess when you’ve made a mistake. Tell them when they may expect to get paid. They may be prepared to remove your late payment information in order to protect your creditworthiness.

  1. Write a Letter to Them

The second step is to write a letter to New American Funding, sometimes known as a goodwill letter. You’ll want to request removal in the letter in a detailed and courteous manner. Do the following two items in the letter:

  • Acknowledge that you bear responsibility for the problem.
  • Ensure that the delinquent action will not be repeated in the future.

All set for you to go on creating an account with New American Funding. 

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