Know NAF Pay Login Steps and Use NAF PAY My Money (2023 Guide)

Are you attempting to access NAF PAY My Money Login? The simplest method to do so is to utilize the official login URL provided in this article below. So, if you ever need to log in to NAFPAY My Money anytime, you can be confident that we will have the most up-to-date login instructions.

How to Get an Access to NAF PAY my money Login Page Easily?

If you are an existing NAF employee, just Click Here to access the NAFPAY options for reviewing leave and earning statements (LES) and much more. Following are the options you get of NAFPAY:

  • Examine your leave and earnings statements (LES)
  • You can easily view and update federal W-4 exemption elections, as well as print state withholding forms.
  • Examine W-2s.
  • Allotments to financial institutions can be added, reviewed, changed, or deleted.
  • Update a financial institution’s electronic fund transfer data.
  • Also, you can examine and revise your mailing address

Instructions to access NAFPAY

  • Firstly, fill in your ‘USERNAME’ as your first name. the middle initial and the last name.
  • Next, you will be asked to enter your ‘PASSWORD’ in the provided area.
  • If you are a first time user follow the below instructions:
  • In the box provided enter NAft!+nnnn (nnnn are the last four digits of SSN)
  • After that click on the ‘Login’ button.
  • Make a new password for yourself, enter it, and verify it.
  • Click the ‘Apply’ button given at the bottom of the screen
  • Furthermore, select the ‘My Money’ option, and then choose one of the menu items:
  1. My Allotments
  2. My Personal Info
  3. My W4 Elections
  4. My W2
  5. My LES
  6. My Suspended

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Login Steps for NAF Pay:

  1. Access the secure website at NAF Pay. APPS LOGIN LINKS should be selected.
  1. When you click on NAFPAY, you will be directed to the log–in page.
  2. Enter your USERNAME as follows: firstname.middleinitial.lastname (Example: sue.z.que).
  1. Please enter your PASSWORD: Users for the first time: Enter NAftAFSFMS!+XXXX (where XXXX is the final four digits of your SSN and the “plus” character is used).
  1. You will be requested to create a new password on the next page. Make sure the password is at least 15 characters long and has the appropriate mix of capital and lower case letters, symbols, and numbers.
  1. Use the same letter/number/character no more than twice in a row.
  1. Click the Apply button. Keep your PW in a secure location.

My cash: To view your available menu options, click on My Money. To navigate each page, make your choices. Go back to the Home Page to make further options. Click Home to navigate to the Home Page.

When you’re done with your work, make sure to log out. (Navigation buttons may be located at the bottom of the screen or on the top right side, just above your name.) The following menu items are described in detail:

My LES: Check your Leave and Income Summary in My LES. It is critical to review your LES following each payday to confirm that all pay/AL/SL/taxes (federal/state)/address/allotments, etc., are right.

My W4 Elections: Review or update your W4 data, as well as federal and state withholding. After you’ve made your changes, click I Agree, Continue, Submit, or Cancel. To download a state tax form, go to State Tax or This form must be filled out and returned to HRO.

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How to Fix log in Errors of NAFPAY My Money Login page?

If you experience any problems, please refer to our troubleshooting guide below.

  1. Navigate to the official Nafpay My Money Login login page. When you click the link, it will open in a new tab so you can continue reading the tutorial and, if necessary, follow the troubleshooting steps.
  1. Simply enter your login information. You must have received these from Nafpay My Money Login, either when you signed up or by your authority of Nafpay My Money Login.
  1. You should now see the message “successfully logged in.” Congrats, you have successfully signed in to Nafpay My Money Login.
  1. If you are unable to access the Nafpay My Money Login website, please refer to our troubleshooting instructions, which can be found here.

NAF Pay My Money: Overview

Let us further look at all the aspects of NAF Pay My Money.

Eligibility Criteria: Non-military workers of DoD NAF instrumentalities, as well as their families, are eligible to engage in the DoD HBP freely. Employees must be paid in US dollars and must be scheduled on a regular basis. Employees’ spouses and children under the age of 26 are considered dependents. The benefit link was established through marriage and/or birth documents. Employees who want to claim Common Law Marriage must fill out an application at the Human Resource Office. If the eligibility requirements specified on this website and those described in the Summary Plan Description (SPD) conflict, the SPD’s terms will be utilized to determine eligibility and benefits.

Flexible Benefits Plan (FBP): Participants in the Flexible Benefit Plan (FBP) pay their bi-weekly DoD NAF HBP contributions before and after taxes. FBP is a benefit that can be enrolled at any time. Employees should be informed that participation in the program is a tax-deferred choice. Except in restricted circumstances*, participants must stay in the FBP and may not terminate or modify their health coverage for the entire calendar year. Every year, in conjunction with the Health Benefits Open Enrollment Period, there is an FBP Open Enrollment Period. Employees are able to make modifications to their FBP elections during this period.

NOTE: If a participant experiences a “change in family status” as defined by Internal Revenue Service rules during the Plan Year, the employee may withdraw or alter his or her choice to participate, as long as the revocation or modification is consistent with the change in family status. Only if the revocation or change of an election is necessary or reasonable as a result of the family status change is it compatible with the family status update.

Frequently Asked Questions (FAQs)

How are NAF employees compensated?

NAF job differs from civil service federal employment in that NAF salaries are not set by Congress. Salaries are instead paid from the money generated by Services operations.

What are the advantages of NAF?

Employees with regular appointments are eligible for NAF’s health and life insurance, awards, sick leave, 401(k), paternity leave, military leave, administrative leave, annual leave, retirement plan, maternity leave, and court leave, as well as overtime pay, Sunday premium pay,  holiday pay and other perks.

The Army NAF Retirement Plan has the following features:

It will cost you 2% of your gross wages. After five years of membership, you will get a monthly benefit for the rest of your life. Within 1-3 years of receiving a monthly benefit, your payments are refunded, and your benefit is then paid from the retirement trust fund.

When will I be able to leave NAF?

If you are at least 62 years old and have served for at least five years, if you are at least 60 years old and have served for at least 20 years, or if you are at least 55 years old and have served for at least 30 years.

Is NAF considered under government work?

Employment with the NAF is deemed federal. It differs from federal civil service employment in that the funds used to pay NAF personnel wages originate from a separate source. Congress appropriates funds to pay for civil service posts.

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