Top 5 Home Warranty Companies in New York

Homeownership is one of the biggest investments you’ll ever make. But if you’ve ever lived in a house, you know that sometimes things break. And when they do, they can be expensive to repair. The best home warranty companies are here to protect you from unexpected repair costs. When a major appliance breaks, it’s easy to get caught unprepared. Instead of having to pay out of pocket for the repairs, find the best home warranty companies in New York that cover the cost of repairs and give you peace of mind.

To help make sure you have the right coverage for unexpected repairs and avoid any unpleasant surprises, consider getting a home warranty. These plans cover major appliances, plumbing, and heating/cooling systems, as well as other important systems in your home such as electrical connections and water lines. They also provide protection from construction defects so you can rest easy knowing that your new home won’t turn into a sinking ship after the first heavy rain or snowfall.

There are many options available when choosing a home warranty company, but we’ve narrowed down our top 5 favorites! There are different features offered by many companies and a few of them are listed below:

  • With their extended coverage and friendly customer service, they’re one of our top picks! They offer up to $8,000 in coverage and have an A+ rating with the Better Business Bureau.
  • This company offers 24/7 support and has received excellent reviews from customers. They also offer up to $4,000 in coverage for your home appliances.
  • If you’re looking for something simple and straightforward, look no further. Their plans start at just $49 per month and include over 50 repairs per year! 

About home warranties-

A home warranty can help protect you from unexpected repair costs that may be difficult or even impossible to pay for with just your savings account balance alone—especially if something goes wrong in an older home where maintenance costs can be higher than newer ones built on more modern designs.

Below we’ve ranked some of our favorite home warranty companies based on factors like price, services offered and customer satisfaction ratings!

With a home warranty, you can avoid having to pay for costly repairs on your own. It’s a good idea to invest in a home warranty if you’re buying a new house or moving into one you already own. A home warranty protects you from unexpected repair costs, but it can also save you money because it will cover routine maintenance.

If you’ve never had a home warranty before, it’s easy to get confused by all the options out there. To help make things easier for you, we’ve compiled our top 5 home warranty companies for 2022!

When a major appliance breaks, it can be an expensive surprise. When you’re a homeowner without a home warranty, you’re on your own to find the right repairman and pay whatever they charge. But with a quality home warranty, you don’t have to worry about unexpected expenses—the company will cover all of the costs for repairs or replacement of your major appliances. Hence we have got your top 5.

Home warranties are most commonly used for refrigerators and stoves, but they can also cover other items such as windows, doors, roofs, and more. These policies typically last up to 10 years and are transferable if you sell your house or move out of state.

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5 Best Home Warranty Companies in New York:

If you’re looking for a new home warranty provider in 2022, consider these top five companies:

Choice Home Warranty-

  • Award-winning home warranty company with complete coverage and 118 customer reviews
  • $50 discount + 1 month free for 15,000+ pre-screened technicians in your area
  • Over 4,000,000 service requests were handled.
  • Over 1 million residences are covered across the United States.
  • Choice Home Warranty is highlighted by Forbes: “Every claim is given the full attention of a full team of professionals.”

View plans here.

Liberty Home Guard

Select Home Warranty-

  • Home Warranty Options for the best coverage at the most affordable price 100 customer reviews
  • Best-in-service award AC, heat, and appliance coverage for $150 off + 2 months free

View plans here.

Liberty Home Guard

First American Home Warranty-

First American Home Warranty has a variety of different plans and customizing options:

  • Instant online discount of $100
  • Most things have no coverage limits.
  • 30+ years in the industry

View plans here.

Liberty Home Guard

The home Service Club-

  • Signing up for the Home Service Club to protect your appliances is straightforward. $75 discount + 1-month free repair or replacement guarantee
  • All makes and models are covered.

View plans here.

Liberty Home Guard

Liberty Home Guard-

  • Liberty Home Guard offers affordable, adaptable coverage.
  • A+ recognized BBB service with $200 off + 2 months free 24/7 claims and personal account management

View plans here.

Liberty Home Guard

Also Read: American Family Insurance Reviews, Claim & Payments Guide

What Does a Home Warranty Companies Provide to a Homeowner?

You’ve just bought your dream house, complete with all of the appropriate furnishings that turn it into your dream home. It’s been a few months, and you’ve unpacked everything and put it in its proper place in your new house. So you focus on replenishing your savings account, which has been emptied by the largest and most significant purchase of your life. However, only a few months after moving into your dream home, your heater breaks out during the winter, resulting in an expensive unanticipated bill.

With a new mortgage payment and a limited savings account, you’re considering a variety of financial choices to cover this unexpected bill. Thankfully, you got a home protection plan that will cover this cost as well as any significant systems or appliances in your home that may require repair or replacement.

When Is a Home Warranty Necessary?

Home warranties are available to all homeowners, whether new or old. House warranty programs are typically offered to homebuyers when they purchase a new home. If the buyer opts not to acquire home warranty insurance at the time of purchase, they can still get a home protection plan later. There is no time limit on when a homeowner can buy a warranty plan.

What Is Covered by a Home Warranty Companies in New York or in any other City/State?

Major appliances and systems are usually covered by home warranties:

  • Central air conditioning systems
  • Central heating systems
  • Ranges, ovens, and cooktops
  • Dishwashers
  • Built-in microwaves
  • Humidifiers
  • Interior electrical systems
  • Refrigerators
  • Washers and dryers
  • Garage door openers
  • Roof leaks
  • Water heaters
  • Plumbing systems 
  • Garbage disposals

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What is the Process of Home Warranty Companies in New York or in any other City/State?

Making a claim is a straightforward procedure. Examine your insurance contract before filing a claim to ensure that the item you need to repair or replace is covered by your policy. After you’ve verified this information, proceed to the next step:

  1. To register a claim, contact your home warranty insurance company.
  2. The warranty company will look over your home warranty plans to make sure you have one that covers the item in question.
  3. The warranty company will arrange for you to meet with a local contractor.
  4. The contractor will assess the problem and recommend whether the item in question should be repaired or replaced.
  5. There will be repairs and replacements.
  6. The warranty company will charge you a fee in the kind of a service fee.

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