How to Fix Issues with a Huntington Bank Debit Card?

If you have an account with Huntington Bank, you can use your debit card to make purchases and withdraw cash from any ATM. However, if something goes wrong with your card, it’s important to know how to fix the issue. The best course of action is to identify the problem early and work with the bank to resolve it. Here’s how to fix some common issues with Huntington Bank debit cards:

If your card is lost or stolen, you should report it to the bank immediately. They will cancel your old card and issue you a new one. Or if you have unauthorized transactions on your card, you should also report this to the bank immediately. They will investigate the transactions and refund any money that was taken from your account.

Your card can also be declined, you should first check to make sure there are enough funds in your account to cover the purchase. If there are, you should contact the bank to find out why the card was declined. If you have any other problems with your Huntington Bank debit card, you can contact customer service for help. They will be able to assist you with any issues you’re having. To dig more into issues with a Huntington Bank Debit Card, continue reading our comprehensive guide below.

Huntington Bank Debit Card
Huntington Bank Debit Card

Some common Huntington Bank Debit Card Issues and ways to fix them:

How Do I Dispute a Wrong Debit Card Charge?

Find out how to address fraud with Huntington Bank and how to challenge a debit card transaction. When suspicious behavior is detected on your account, you can be unsure of what to do. Although we hope you never encounter this problem, we want you to be aware of how to bring it to Huntington’s notice.

To look for any strange behavior, we advise you to routinely analyze your account activity. If you see a mistake or a possible fraudulent or illegal transaction on your bank statement, you should dispute it right once.

Step 1: First, get in touch with Huntington Bank right away: Visit a Huntington office, give them a call at (800) 480-2265, or send them a letter at The Huntington National Bank, P.O. Box 1558, Attn: GW4W61, Columbus, Ohio 43216. When you call, they’ll ask you a few questions, such as the date and sum of the transaction. Include your name, contact information, account number, a description of the problem, and the relevant cash amount if you’re writing to us. For additional information on how to get in touch with Huntington Bank about problems, inquiries, and reporting fraudulent transfers, see your Huntington Consumer Deposit Account Disclosures.

Follow the steps mentioned in this guide to Activate your Huntington Bank Debit Card

Step 2: Deactivate the old card: Your present card must be canceled if you are challenging a fraudulent charge in order to stop any more unauthorized transactions. After that, they’ll provide you with a new debit card. If you need a temporary ATM card, you can get one by going to a nearby branch office while you wait for your new debit card to be delivered.

Step 3: Wait for outcomes: Huntington initiates the inquiry as soon as they receive the request. You will either obtain a temporary credit or a case resolution within 10 business days or for new customers within 20 business days if you alerted them of the disputed transaction or mistake within 60 days of the transaction appearing on your account. They may need to get in touch with you or the seller to get further details. When they have finished their inquiry, they will get in touch with you and inform you. Any interim credit that is decided in your favor will become permanent if the dispute is won. You will be informed if the disagreement is not settled in your favor, and any temporary credit will be taken back.

For your checking, savings, and credit card accounts, Huntington Bank may employ a variety of fraud alerts to let you know when there is odd behavior. This may help keep you safe from fraud.

Huntington Heads Up: Protecting your financial interests

We could all use a second pair of eyes on our finances these days. Huntington Heads Up is always keeping an eye on your financial flow and will let you know if anything needs your attention, such as duplicate transactions or refund notices.

Register for Huntington Heads Up fraud alerts if you are a customer. Real-time notifications connected to your Huntington accounts or Huntington debit or credit cards are provided through Huntington Heads Up. To assist you to identify fraudulent transactions more quickly, you may choose to get a Huntington Heads Up alert when you enroll in alerts. This alert will inform you as soon as your card shows any usage for an online, phone, or postal purchase. You can let the officials know if you can’t locate the alert you’re searching for. On the phone or in person, they are there to assist. You can reach them at (800) 480-2265.

Also Read: Fix Huntington bank app not working

How do I cancel a lost or stolen debit card to get a new one?

We are aware that discovering your debit card is missing when you open your wallet might be disconcerting. We’ll help you get through it whether you misplace your debit card or someone steals it from you. Learn who to contact, how to report fraudulent purchases, and how to replace a misplaced debit card. Remember that losing your actual debit card and losing your debit card information are both risky situations for your bank account. The most crucial thing to keep in mind in this scenario is to act quickly to prevent any fraudulent behavior or bank fines.

Step 1: Speak with your bank

Priorities come first. If you misplace your debit card or someone steals it purposefully, call your bank right away. We urge you to ask your bank to cancel your debit card. And provide you with a new one if you believe it has been lost or stolen. It will also be fast and simple to check your bank account online to see if any fraudulent transactions occurred.

Step 2: Affirm Fraudulent Charges on a Lost or Stolen Debit Card

You can find yourself in an unpleasant situation where someone steals your debit card. And they spend all of your funds in your account. If you notify your bank that your debit card is missing, the Electronic Funds Transfer Act (EFTA) states that you are not liable for any unlawful transactions from your bank account. Any transactions made after you’ve informed them will not be subject to payment from you.

Step 3: Replace your lost debit card

Call (800) 480-2265, 7 a.m. to 7 p.m. ET, any day, to report lost or stolen cards, and they’ll close your card. While they ship you a new, permanent card, you may also get a temporary one in any Huntington branch.

Know why is your Debit Card Being Declined when you have Sufficient Funds

Things to keep in mind when using your Huntington Bank Debit Card:

  • Keep a record of every debit card use, including purchases and withdrawals from ATMs.
  • Consider keeping a little envelope in your pocket or bag that you can use to save all of your receipts. It is simpler to update your check register at the end of the day. And keep an accurate balance when you have the actual receipts in front of you.
  • By logging into your account, you can see your debit card transactions online. Any unusual transactions should have their dates and amounts noted.
  • Call the customer care number shown on the back of your Huntington Bank debit card. And request to speak with an account representative. With as much specificity as you can, describe the issue to the account representative.
  • If requested by the bank, provide a written statement to them. In the event that your debit card shows some illegal usage, you might have to sign an affidavit. It should declare that you did not approve the transaction or withdrawal.
  • If you misplace your debit card or someone steals it, notify Huntington Bank right away. The bank will not hold you liable for any unauthorized purchases, withdrawals, or transactions as long as you tell the bank right away.

Conclusion: So, that was all about how to fix issues with a Huntington Bank Debit Card. We hope that you will find the content of our article beneficial and of your use. If you do so, please remember to leave your valuable insights in the section below.

Frequently Asked Questions (FAQs):-

I have money on my Huntington Bank Debit Card, so why is it declining?

Financial companies establish daily purchase limitations for debit cards to protect your money. Your debit card’s daily spending cap is determined by the bank you use. You can often use a debit card to make daily purchases of between $400 and $25,000 at most financial institutions.

What should you do if your debit card isn’t working?

To reactivate your banned ATM card, contact customer care and provide the information for your card and bank account. Again, when a new card is issued, this is not possible. Make sure you dial the registered mobile number when you call.

What if my Huntington Bank Debit Card gets stolen or lost?

Immediately notify Huntington Bank if your debit card is stolen or lost. You won’t be held liable for any fraudulent transactions, withdrawals, or purchases as long as you report to the bank right away. To talk with an account representative, call the customer service number listed on the back of your Huntington Bank debit card. Give the account representative as much information as you can while describing the issue. If requested, submit a written statement to the bank.

How long does it take Huntington to issue a debit card?

You must open a checking account online in order to obtain a debit card. The card will then be delivered in the mail in 7 to 10 days. Customers who already have a Huntington card can enquire about receiving a new one by calling or visiting any location. Call (800) 480-2265, 7 a.m. to 7 p.m. ET, every day, to report lost or stolen cards, and we’ll close your card. While we mail you a new, permanent card, you can also get a temporary one in any Huntington branch.

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