Destiny Credit Card Login, Payment Options & Reviews

When you’re trying to build your credit profile, it can be frustrating to find that almost all of the cards available on the market have high-interest rates. That’s why we have the Destiny Credit Card with us. We know that you want a card that will help you build your credit score so you can get better offers from other lenders—and we’ve got just what you need. 

The new Destiny Mastercard is designed to give consumers with low credit scores a chance to enhance their profile and rebuild their credit history. With no annual fees and no balance transfer fees, this is one card that truly helps people in times of need. Plus, it’s backed by First Electronic Bank, Member FDIC! If you’ve been turned down for other cards, don’t worry—we can help! With the Destiny Mastercard, you’ll get low rates on purchases and balance transfers, no annual fee, Fraud protection, 24/7 customer service, and more.

All about the Destiny Credit Card:

Are you looking for a credit card that works for your low credit score?

The Destiny Mastercard is a great option. It can help you build up your credit profile, and even if you have a bad credit history, you can apply for a Destiny Mastercard. The card has no annual fee and offers many benefits, like rewards points that can be redeemed for cashback.

You can also use it to make purchases anywhere, including online retailers and local businesses. With the Destiny Mastercard, you’ll be able to take advantage of all the perks that come with owning a credit card—without having to worry about paying fees or interest charges.

Destiny Mastercard is a great card for people who want to improve their credit.

If you have a low credit score and are looking for a new card, Destiny Mastercard is a great option. With this card, you can get access to financing that may have been out of reach before. It’s easy to apply and get approved.

You can use your card anywhere MasterCard is accepted, which means that you’ll have access to all the same benefits that other cards offer. This card also comes with some cool features, like free text alerts that let you know when your balance is low or when there’s an important update from the bank!

With a Destiny Mastercard, you can start improving your credit profile today!

Trending: Activate Fuel Rewards Card

Explore some important Features and Benefits of Destiny Credit Card:

  • This credit card is available even if your credit score is very low.
  • All three major credit bureaus will receive information about your purchase.
  • Get your pre-qualification result right away.
  • Have all the benefits of Mastercard, including fraud protection.
  • Consumers can select from a variety of credit card designs.
  • There is no need to deposit any money because it is an unsecured card.
FEE CRITERIAPLAT-201PLAT-209
Annual Fee$75 the first year; $99 thereafter$59 the first year, $59 thereafter
Cash Advance Fee$5 or 5% of the amount of each transaction, whichever is greaterthan $5 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction Fee1% of each transaction in U.S. dollars1% of each transaction in U.S. dollars
Late Payment FeeUp to $40Up to $40
Overlimit FeeUp to $40Up to $40
Returned payment feeUp to $40Up to $40
APR for Purchases24.9%24.9%
APR for Cash Advances29.9%29.9%
Minimum Interest Charge$1.00$1.00

What are the few Drawbacks of having a Destiny credit card?

  • The credit limit is quite low, and there is currently no debt transfer option.
  • There is currently no incentive program available.
  • There is a foreign transaction fee, as well as a high annual cost.
  • There is no option to apply over the phone, and there is currently no way to extend the credit limit.

Learn Tips to Manage your Destiny Credit Card account:

After logging into your Destiny credit account, you can pay your credit card bill, manage your account online, and view your account summary. There are numerous services offered, particularly for clients who have created an online account. The following are some of the most important internet services.

  • You can view your Destiny card summary, account amount, due date, and other information at any time.
  • Set up an AutoPay service and pay your credit card bill online through your account.
  • Important card-related alerts can be managed online.
  • Update your contact information, such as your phone number and email address, in your profile.
  • Engage in paperless communication and receive your monthly account statement in your inbox.

How do Login to your Density Credit Card step by step?

You’ll need to connect to your online Destiny credit account to use all of the above services, as well as many other extra features. The steps for logging in are listed below.

  • Go to the Destiny Card official website.
  • Go to the upper right corner of the webpage and click the My Account option. On the next screen, you’ll see a new account management page.
  • Fill in your Username and Password in the login form and click the Login button.

Complete this process to Register for a New Account:

In case you don’t already have an online account and are using the Destiny card, you can register and create one to receive all of the special perks. The registration procedure is quick and simple.

  • Click the My Account tab on the official website.
  • A new page will appear on your screen, with a Register link beneath the login form and in the top menu. To begin the registration process, click this Register link.
  • On a new page, a new registration form will display (as shown below).

In this registration form, enter your account number, date of birth, and social security number, then click Next. Your information will be verified by the system.

  • You will be forwarded to the next steps once your information has been validated. You’ll need to create a new username and password for your account, which you’ll need to log in to every time.

If you forget your login or password, you can retrieve them both. Please follow the instructions listed below.

  • Open the Destiny credit account website in your browser.
  • Below the login box, click the Forgot Username & Password option. On the screen, a new page will display with choices to restore your Password and Username.

 Instructions for Changing your Password:

You will first see a password reset form (as shown below).

Input your credit card information, such as your username, account number’s last four digits, Social Security number (SSN), and date of birth. Then, press the Submit button.

You will receive an email with instructions on how to reset your password to your registered email address. Then open your email account and click the password reset link there. When you click that link, a new window will open on your screen where you can change your account’s password.

How can you simply Retrieve your username?

A Username recovery form can be found further down this page (as shown)

In this username recovery form, enter your registered email address, last four digits of your account number, Social Security number, and date of birth. To continue, click the Submit button. Your username will be sent to you through email.

Also Read: Activate MyWalgreens Credit Card

Guide to Activate newly received Destiny Mastercard-

In the form of Direct-To-Consumer Credit Cards, Genesis FS Card Service Inc provides a variety of consumer credit alternatives. Indigo Platinum Mastercard, and Milestone Gold Mastercard are among the cards available. First Electronic Bank, Member FDIC, issues the Destiny Mastercard. Destiny Mastercard is a wonderful option for people with low credit scores who want to enhance their credit profile. You can apply for a Destiny credit card even if your credit score is low. The following are some of the most essential benefits and features of this credit card.

You must first activate your new Destiny Mastercard if you get one. You won’t be able to make any transactions until the account is activated. The procedure for activation is outlined below.

  • Go to the official page for account management https://www.destinycard.com/home.
  • Below the Login form, click the Activate Your Card link.
  • You must log in to your Destiny account on the following page. You must first create a Destiny account if you do not already have one.
  • Log in using your login credentials.
  • Enter your card information and activate your new credit card on the next page.

Wrapping up

If you’re looking for a credit card that can help you build your credit profile, look no further than the Destiny Mastercard. They offer a wide range of credit card options to fit your lifestyle and financial needs. Whether you’re looking for a new checking account or an auto loan, they have the right product for you. The Destiny Mastercard is issued by First Electronic Bank and is designed to help people with low credit scores build their credit profiles. We hope you liked this post!

Leave a Reply

Your email address will not be published.