Guide to Activate Commerce Bank Credit and Debit Card Online

About Commerce Bank – Activate Commerce Bank Credit Card

Commerce Bank is a well-known registered bank holding company that serves as the corporate parent of Commerce Bank. Through its affiliated companies, Commerce Bank provides a diverse range of financial services such as personal and business banking, estate planning, wealth management, and investment. To avail of its host of services and facilities you just need to activate your Commerce bank card at

Commerce Bank has about 300 branch and ATM sites in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as operating companies specializing in mortgage banking, credit-related insurance, venture capital, and real estate.

According to the Federal Reserve Bank, Commerce Bank was the 62nd largest commercial bank in the United States as of March 31, 2021. Commerce Bank was placed 51st in Forbes’ 2021 list of America’s Best Banks. Commerce Bank has been selected to Forbes’ list of America’s Best Banks for the past 12 years. 

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Areas of Business

  • Commercial Banking – Commerce Bank’s commercial banking and payments operations assist over 13,000 organizations. Corporate financing, merchant and commercial bank card products, payment solutions, leasing, and international services are among the commercial services offered by the bank, as are business and government deposit, investment, and cash management services. In 2020, commercial banking accounted for 52% of Commerce Bank’s pre-tax income.
  • Consumer Banking – Commerce Bank’s consumer banking services over 1.1 million homes through its retail network of about 300 branch and ATM locations, as well as internet and mobile banking. Consumer services provided by the bank include consumer checking, instalment loans, personal mortgages, and consumer debit and credit bank cards. In 2020, the consumer banking division generated 25% of Commerce Bank’s pre-tax income.
  • Wealth Management – Through Commerce Financial Advisors, Commerce Trust Company, a division of Commerce Bank, and The Private Bank and Commerce Family Office, both operating units of Commerce Trust Company, Commerce Bank provides investment management, financial planning, trust, and private banking services to individuals and institutions. According to S&P Global Market Intelligence, Commerce Trust Company ranked 17th among bank-managed trust firms in 2020, with more than $62.2 billion in total assets under administration. In 2020, Commerce Bank’s wealth management operations generated 22% of the bank’s pre-tax income. 

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How to activate a Commerce Bank credit card via

The Commerce Bank is popular among clients due to its extensive credit card portfolio. If you recently acquired a Commerce Bank credit card, you must activate it on the webpage before you may use it to make purchases and payments. 

activate a Commerce Bank credit card via

Follow the instructions below to learn how to activate your Commerce Bank credit card:

To begin, open a web browser on your computer, phone, or tablet and go to webpage. You will be sent to the Commerce Bank activation page.

  1. Once it finishes loading the Commerce Bank credit card activation page, you will be given a form to fill out with specific information. The last four digits of your social security number or tax identification number, as well as the 16-digit account number that appears on the front of your card, will most likely be requested in the applicable sections.
  2. After you have entered the necessary credit card information in the prompted boxes, you may click the Activate button.
  3. Once you hit the Activate button, you will be brought to the next screen, where you must follow the on-screen instructions (if any) to complete the Commerce Bankcard activation procedure.
  4. After you have completed the activation process for your Commerce Bank credit card successfully, you may begin making purchases and payments with it.

So, following the above-mentioned procedure, you can activate your Commerce Bank credit card at If you are unable to activate your card after completing the above-mentioned procedure, contact Commerce Bank customer service for assistance.

Here’s a run down of the steps to get customer assistance services from the bank:

  1. Launch a web browser on your computer, phone, or tablet and navigate to the Commerce Bank homepage using the URL –
  2. Once on the Commerce Bank site, scroll down to the bottom of the page and pick the Contact Us option under the Other Links section. This will take you to the next screen.
  3. On the next screen, you will be asked to provide the following information in order to contact Commerce Bank customer service:
  • Commerce Bank 24-Hour Account Information Line: 800 453 2265
  • Speak with a Customer Service Representative: 855 659 1656 | Timings: Monday to Friday: 08:00 AM to 08:00 PM | Saturday: 08:00 AM to 04:00 PM

Commerce Bank Help Line Guide

Here we’ve mentioned all the necessary helpline numbers with their timings, for all sorts of assistance you need.

‘Credit, Debit & Prepaid Card’ Related
My spending Card®:My spending Card® stolen/lost:888 373 2883
Debit Card: Debit Card is stolen/lost:800 617 7480
Consumer Credit Card: Consumer Credit Card is stolen/lost:800 645 2103
‘Personal Account Information’ Related
24-Hour Account Information Line:800 453 2265
Commerce Brokerage Services, Inc.: 800 772 7283
Personal Accounts & Services:800-641-2265
Personal Loans and Home Equity Lines of Credit:800 449 9829
Personal Loan Web Payments:866 658 9333
Mortgages – New Loans and Applications:800 903 3210
Mortgages – Existing Loans:800 821 0083 
Student Loans: 800 666 3910

‘Online Banking and Mobile Banking’ Related
Online Banking and Bill Pay Customer Support:800 986 2265
Online/Mobile Banking Password Resets:
Small Business Online Banking: 
Mobile Banking Customer Support:844 782 7206

So, you may simply seek help with activating your credit card, as you have adequate information to contact Commerce Bank’s customer service now.

That’s a wrap on the guide to activate commerce bank cards at We hope that we have provided you all the necessary information regarding the activation of your Commerce Bankcard and reaching out to customer services as well. Thank you for staying with us till the end. We’ll see you soon!

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