Blue Shield of California Review, Premiums, and Benefits

Your health is important. That’s why Blue Shield of California offers health insurance options to meet your needs. They offer coverage for all Californians, including individual and family plans, Medicare and Medi-Cal plans, employer group plans, and health plans for large groups. Their service is personal, their programs are helpful and their care is covered by the largest physician network in Northern California. In short, being a Blue Shield customer means they’ll always do their best to keep you healthy and happy.

Blue Shield of California wants to help you live healthily and be there when you need them the most. They’ve worked hard at this for nearly 80 years. The Blue Shield promise is to work with doctors, hospitals, and other healthcare providers to make the health care system work better for everyone. And because they focus just on California, they can meet the unique needs of their members across the state.

Blue Shield will have plans for everyone:

  • Bronze 60
  • Bronze HSA (HDHP)
  • Silver (including enhanced Silver plans 73, 87, and 94)
  • Gold
  • Platinum

Although the plans are standard from carrier to carrier, the average consumer finds it difficult to assess the possibilities.

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All you need to Know About the Blue Shield of California-

Blue Shield of California has been dedicated to creating a health care system worthy of their family and friends that is accessible and affordable. Their passion and purpose are to ensure everyone has access to the quality, affordable health care they need. Blue Shield of California offers health insurance plans, vision, dental, and life insurance coverage to help you protect what’s most important. Find top-quality health care with doctors, support to live your healthiest life, and discounts.

Why Blue Shield? Simple. Because all Californians deserve top-quality care, at a price they can afford. That’s why their plans are so affordable and include access to a network of professional physicians and wellness programs, plus plenty of tools for managing health conditions.

They believe all Californians deserve top-quality health care. That’s why they offer a variety of affordable plans with the doctors, hospitals, and specialists you trust. Plus, with discounts on services like dentistry, fitness, vision, and more, it’s easy to keep your health on track. Enjoy the benefits of being a Blue Shield member. Get quality care from their large selection of doctors, and save money with their diverse health plans. They want you to be as healthy as possible, which is why they provide an assortment of resources to help you live your healthiest life.

Important details of Blue Shield of California-

Blue Shield of California has differentiated itself for nearly 70 years with advancements that have altered the course of health care and positioned it as a major player in the California healthcare market.

Blue Shield has a long history in the industry, including offering the first health plan in the country to cover pre-existing conditions under group plans in 1943; bringing the first catastrophic coverage in the country in 1950; becoming the first health care plan in California to provide online benefits and enrollment information in 1984; and presenting the state’s first cross-border HMO, Access Baja, in 2000.

In the twenty-first century, they continued their record of innovation by becoming the first health plan to propose statewide universal coverage. Here are the facts about Blue Shield of California in a Nutshell:

  • In the year 1939, the company was founded.
  • Approximately 4,500 people work for the company.
  • 1 state is covered.
  • Under Blue Shield of California, HMO plan members get exposure to even more than 29,700 doctors and 300 hospitals, while PPO plan members have coverage to more than 49,700 doctors and 350 hospitals.
  • By 1940, the healthcare service plan had attracted over 20,000 Californians and 5,000 physicians.
  • In 1946, Blue Shield has been one of the founding members of the National Association of Blue Shield Plans, which subsequently became known as the Blue Cross and Blue Shield Organization.
  • Blue Shield reached a million subscribers in 1961. Blue Shield HMO was founded in Sacramento in 1988, and it celebrated its 50th anniversary in 1989. With a provider network of over 36,000 Physician Members and approximately 240 Recommended Hospitals, nowadays it supports nearly 3 million Californians.
  • Also with the acquisition of Care1st Health Plan in 2015, Blue Shield joined the Medi-Cal and Medicaid markets.

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Latest updates of Blue Shield of California- Info of 2022

Blue Shield of California offers health insurance to 4.38 million people in California and employs around 6,800 people, with an annual income of around $20 billion. Blue Shield of California is situated in Oakland and maintains a network of over 65,000 physicians around the state.

The Blue Cross Blue Shield Network, which is a national association of 36 autonomous, community-based, and regionally operated Blue Cross Blue Shield companies, includes Blue Shield of California. More than 107 million people in all 50 states, Washington, D.C., and Puerto Rico are covered by the BCBS association. Blue Cross Blue Shield firms have contracts with more than 96 percent of hospitals and 95 percent of medical specialists in the United States, which is more than any other insurance organization.

How does Blue Shield of California fare?

In their yearly study of the Best Health Insurance Companies, Blue Shield of California received a Top 5 ranking. They received 4 out of 5-star reviews in claims, price, and customer service, as well as 4-star ratings on websites and applications.

According to secondary data from a trustworthy source, 83 percent of Blue Shield of California customers would recommend the organization to others, and 93 percent planned to renew their coverage.

People rely on Blue Shield of California due to the following reasons:

  • It’s a healthcare plan that my employer provides.
  • The best price was offered.
  • Reputation
  • They came upon an advertisement on the internet.
  • A friend or family member recommended it, and I saw a TV commercial for it.
  • My parent’s healthcare business
  • This company has/had other insurance for me.
  • The company’s website and mobile apps are user-friendly and beneficial.

Follow our guide to login into your Pointclickcare Account

How to Apply and sign up for your Blue Shield of California Insurance?- enrollment process:

  1. Here’s where you’ll find the Simplified On-Exchange application.
  2. Save 45 minutes on average when compared to the full app.
  3. To ensure you’re getting the best option, get your app checked by a Certified Covered California agent.
  4. Within 24 hours of enrolling, you will receive confirmation.
  5. Covered Ca sends you a mailed confirmation 7 days later.
  6. Here is where you may make your first payment to activate your plan online.

CalPERS members can easily join Blue Shield. Send your company a health plan enrollment form (HBD-12). The paperwork and instructions are available under Forms & Publications on the CalPERS website.

  • Make a decision on a primary care physician.
  • You must choose a primary care physician when you enroll in the Trio HMO, Access+ HMO, or EPO plans (PCP). You can look for a PCP online or call Shield Concierge at (800) 334-5847 for assistance in selecting or changing doctors.

To find a PCP online, go to your plan’s Find a Doctor page and follow the steps below:

  • Choose a primary care doctor.
  • Fill in the address.
  • Tap on the name of the doctor or the type of doctor.
  • Trio Looks for a doctor.
  • Access+ Look for a doctor.
  • When enrolling for the first time, you may need your chosen PCP’s ID number as well as the medical group/Independent Practice Association (IPA) number. To discover this number, use the Find a Doctor tool to look up your doctor. Next, under Primary Care Physician ID, tap on your doctor’s name and choose View details.

Join Blue Shield to set up an account to track your family’s health, evaluate and handle claims, and view plan details. Enter your Subscriber ID Number, on your Blue Shield Member ID Card, to register.

The Blue Shield Mobile app also allows you to access your member account.

Here’s How to Use and Find the best plan:

  • Calculate your earnings (more info here)
  • Get an estimate for Blue Shield plans and rates that include a tax credit by clicking here.
  • To narrow down your possibilities, use the PlanFinder.
  • Here is a link to a streamlined application that you can use to enroll online.
  • If you have any questions, please call 800-320-6269 or email Certified Covered Ca representatives.

How to Get a Covered California Blue Shield Plan Quote?

Here’s where you can get a Blue Shield quotation through Covered California:

  • To examine their Covered Ca rates, select “On Exchange.”
  • Make sure to provide your household size (everyone who files a 1040 tax return together) and expected income in the income section.
  • Get more information on calculating income.
  • Compare plans with the help of the PlanFinder.
  • Use their free services as Certified Covered California agents by calling 800-320-6269 or sending them an email.

That concludes our topic. We hope you liked this post! You can also check out our trending guide to Login To Therap Service To Arrange Medical Records

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