Published On : May 18, 2022 by: Sakshi/Category(s) : Banking & Finance
If you’re a regular shopper at BJ’s Warehouse, then you may want to consider opening a BJ’s credit card with the store.
There are two different credit cards from the warehouse club: BJ’s Perks Plus and Elite. The Perks Plus credit card has no annual fee and a $50 membership fee. The Elite credit card has no annual fee but a $100 membership fee.
Both of these cards offer rewards points that can be redeemed for cash or merchandise at any BJ’s Warehouse location nationwide, as well as gas discounts at Shell stations. You can also earn rewards points on purchases made through your membership account. The more you spend, the more points you earn—and the more money you can save!
The following are some of the credit card advantages:
For frequent shoppers of BJ’s Warehouse Club, then you might want to consider getting a credit card from them. There are two types of credit cards offered by the company. Both have no annual fee but do require membership fees to be paid each year.
The Perks Plus card requires a yearly fee of $50 while the Elite credit card requires a yearly fee of $100.
The Perks Plus card offers up to 6% cashback on every purchase made at BJ’s and other select retailers while the Elite card offers up to 12% cashback on every purchase at BJ’s and other select retailers. You can also earn 2% fuel rewards at gas stations nationwide.
To qualify for either credit card, applicants must have an excellent credit history with no previous late payments or defaults on payments owed; they must also have an open bank account in good standing for at least 12 months before applying for one of these cards.
If you have a credit card, there are a few things you should know about it.
|Notable Credit Card Features||BJ’s Perks Plus credit card||Elite credit cards|
|Purchase APR||14.99% or 24.99% per annum||12.24% to 21.99%|
|Balance Transfer APR||26.99%||12.24% to 21.99%|
|Foreign Transaction Fee||3%||3%|
|Credit scores||Minimum 700||700+|
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The following conditions are part of the application requirements.
The following are some of the eligibility requirements:
The BJ Credit Card login process is simple, but you must first have a BJ Credit Card account! BJ Credit Card Login Procedure:
You’ve forgotten your password? Login Password Change Instructions:
A password is primarily a security code associated with our account; yet, we frequently forget our password.
If you’ve forgotten your password, follow the steps below to reset it.
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With a $0 annual fee, you also get the following rewards:
Only use this card for BJ’s transactions. The BJ’s Credit Card, also known as the My BJ’s Perks Mastercard, provides the best rewards on BJ’s purchases, with most goods returning the equivalent of 3% cashback. That doesn’t compare to the 5% cashback offered by the finest retailer-affiliated credit cards. However, it’s a lot better than the 2% back you’ll get on eating and non-petrol, BJ’s as well as the 1% back you’ll get on everything else. Consider employing the Island Approach and only using the BJ’s Mastercard for BJ’s purchases.
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Both cards offer exclusive deals for BJ’s members such as early access to Black Friday deals before anyone else does, exclusive member-only discounts on certain items throughout the year (such as wine), and free shipping on certain items purchased through their website. They also both offer special payment options such as automatic payments every month or having your bill split into multiple payments throughout the year so that it’s easier on your budgeting plan. Also included with either card is a free gift on your birthday – just make sure to register online before your birthday arrives!
Before you proceed, here’s everything you need to know about the BJs credit card. The BJs credit card can prove to be very helpful, and if you shop there frequently, you can learn more about it here.